Car News Articles 
 Alternative Fuel Vehicles
 Automotive Articles
 Car Buying Tips
 Car Financing (29)
  Car Warranty (5)
 Car Insurance Articles
 Car Maintenance
 Car News
 Car Racing
 Car Repair
 Car Safety
 
 Driving Economically
 Environmental Issues
 Exterior Car Care
 Garage Know How
 
 How Car Stuff Works
 Motorcycle Articles
 Road Trips
 Traveling with Kids
 Younger - Older Drivers
 
 Amsoil Synthetic Oil
 Article Archives




spacer
spacer
Car Buying Tips >> Car Financing



Auto Refinancing Puts Gas Money in Your Pocket

(ARA) - With gas prices at an all-time high and no relief in site, families are finding it necessary to cut back their spending on other items in order to fill up the car's tank. The price of a barrel of crude oil recently peaked at $77 dollars. That translates to prices hovering around $3 per gallon at the gas station.

With prices in the stratosphere, cutting out little luxuries like a morning latte or dinner at a restaurant only goes so far, especially if you own an SUV or family minivan. If you need to find ways to save meaningful amounts of cash every month, consider refinancing your car.

By refinancing, you could get a lower interest rate, and therefore, a lower monthly payment, putting more cash in your pocket each month. Web sites like rateGenius.com make this process quick and simple.

"Many people don't realize that you can refinance your auto loan just like you can refinance your mortgage," says company CEO Chris Brown. In fact, auto loan refinancing works very much like home refinancing, with one big difference - with the exception of a title transfer fee required by law, there are no costs for the consumer. "With a mortgage refinance, you pay a lot of fees," notes Brown. "There's a loan origination fee, closing costs, points, inspection costs. Those fees can really add up and eat into the financial benefits of refinancing."

It only takes a few minutes to apply for auto refinancing by visiting www.rateGenius.com, or over the phone via the company's toll free number. A loan adviser then compares offers from the company's network of lenders to find the best deal for your individual situation. rateGenius has partnered with numerous lending institutions that provide customers with one of the most financially stable and diverse lending networks in the industry. The entire process can be completed in 24 to 48 hours.

In some cases, the company is able to arrange loans that allow up to 90 days with no payments. You may also be able to extend your payment term, add or remove a co-applicant and add products (such as GAP insurance and extended warranties). The savings consumers will see vary, but can be substantial. For example, if you have a $30,000 loan payable over 60 months at 12.5 percent interest, your monthly payment will be $674.95. By refinancing with rateGenius at a new interest rate of 7.5 percent, your monthly payment will drop to $601.14.

The company has been in business since 1999 and has brokered over 27,000 loans. To find out how much you can save, visit www.rategenius.com or call (866) 439-5533.







Related Articles:
Getting a Good Deal On A Bad Credit Auto Loan
Would I Qualify For A Bankruptcy Auto Loan?
Auto Refinancing Puts Gas Money in Your Pocket
Financing Your Next New Car
Shopping for a Used Car Loan
Clean Up Your Credit For A Better Auto Loan Rate
Refinancing Your Car Loan
Refinance Car Loan
Car Finance Loan: When You Can't Just Wait to Buy a Car
Three Steps to Saving Money on New Car Financing
Using An Online Car Loan Company
You Can Get An Auto Loan Without A Credit Check
Looking For A Great Auto Loan Rate
Save Money By Refinancing Your Auto Loan
There is A Car Loan Out There Just For You

spacer
sdg
make image
model image
zip code


Stay Updated!


Car Financing
Related Articles
Spring Car Shopping? Take Care
Car Credit And Financing Facts
Before Applying For Auto or
Car Financing Tips To Know
Car Loan Calculators
Getting a Good Deal On
Would I Qualify For A
Auto Refinancing Puts Gas Money
Financing Your Next New Car
Shopping for a Used Car
Clean Up Your Credit For
Refinancing Your Car Loan
Refinance Car Loan
Car Finance Loan: When You
Three Steps to Saving Money
Using An Online Car Loan
You Can Get An Auto
Looking For A Great Auto
Save Money By Refinancing Your
There is A Car Loan
spacer

Feed Button



Car Insurance Info | Newsletter | Car Classifieds | Online Car Rentals
Auto Pictures | Link To Carjunky.com



Complete List of Article RSS News Feeds


Copyright © 1999 - . CarJunky® All Rights Reserved.