Once the Wizard questionnaire is filled out, you'll receive an estimated credit level-"excellent to good," "good to fair" or "fair to poor." You can then search among a list of local dealers who can assist with financing solutions that meet your needs and are organized in order of geographic proximity.

The site offers additional features as well, including:

• Know Before You Go-A "Dealership Preview" of what to expect when you walk into the dealership and how they will likely work with you to help you drive away in a car you can afford.

• Learn Before You Look-Learn about leasing, tips to improve your credit, and the basics of buy here, pay here financing.

• Come Prepared-A pre-visit checklist to ensure you bring what you need to the dealership, such as your driver's license, down payment, utility bill, paycheck stub, proof of auto insurance and other financial information.

For more information, visit www.autotrader.com.

In The Driver's Seat-Web-based tools can help car shoppers with less than perfect credit find an affordable vehicle.