Thinking of buying a car? MetLife offers these tips to help you get started:
* Evaluate your needs. Are you more likely to be cruising with your friends in a racy sports car or is shuttling the kids to and from soccer practice more your speed? Think lifestyle first, looks later.
* How often will the car be used? Where? If you think you'll log an average number of miles per year (about 12,000), then a car with a midsize engine may be sufficient. But if out-of-town business trips or weekend excursions are a regular part of your life, then a larger engine is best suited to handle the long hauls. Also, consider where you do most of your daily driving. For instance, you won't want a sporty convertible if rough back roads are taken on your daily
* Do some research before you shop. From current prices and features to total model evaluations, you'll find more than enough car information at the library, bookstore and Internet to give you a heads up before heading to the car lots. Once you've determined the features and options that are most
important to you, set a price range and stick to it. Once on the lot, compare sticker prices, review standard and optional features, take test drives, and most importantly, ask questions.
* Along with purchasing your car, consider which auto insurance provider and amount of coverage best suits your needs. Although many states require just basic liability coverage, you'll want to choose a package that will best protect you, your family, your car and your assets. When searching for a provider, get quotes and compare prices and services from at least three different insurers. Looking to trim the cost of your auto insurance? Don't forget that a good driving record lowers your insurance rates.
To learn more about buying a car and auto insurance, visit www.lifeadvice.com.