Here are five tips from RBC Insurance to help Canadian drivers protect themselves from being a victim of fraudulent activity should they get in an auto accident:
1. Call your insurance company right away. Some companies, like RBC Insurance, will help you manage details at the accident scene by talking to the other driver, arranging a tow truck, sending you to a preferred body shop, arranging a rental car and even contacting family and friends if necessary.
2. Know your insurance company's preferred body repair shops. Companies like RBC Insurance already have agreements with preferred repair shops where repairs are guaranteed and the appropriate procedures are in place to protect your privacy.
3. Be wary of towing companies that appear at the accident scene. Some tow truck drivers, also known as “chasers”, work with vehicle repair shops, rehabilitation centres and paralegals and are paid referral fees.
4. If you're injured as a result of the accident, keep detailed records of your medical treatments including doctor names, dates, locations, and treatments received. Take the time to compare your records against statements from your insurance company to ensure the bills are accurate.
5. Always be sure to carefully read anything a tow truck driver, personal injury lawyer or health care provider asks you sign and never sign a blank insurance claims form.
For more information, visit the RBC Insurance Advice Centre at www.rbcinsurance.com/advice. www.newscanada.com