Not true. Insurers look at the price of the car, repair costs, theft frequency and its previous claims history when determining the rate-not the number of doors.

Parking tickets will affect your insurance rate

Parking tickets do not count against your insurance, but unpaid fines might affect your ability to renew your driver's licence, or worse - result in a licence suspension, which will affect your rate.

Getting a speeding ticket means your rates will go up

It depends. Your first minor speeding ticket (typically anything under 45 km/h over the limit) will probably not affect your insurance rate. But get two or three and you'll likely pay more. Any faster, like a major speeding ticket or racing and your rates go up for sure.

It doesn't matter which insurer you have coverage with, you'll pay the same rate

No way. A simple visit to compare instant online auto insurance quotes at www.kanetix.ca shows that auto insurance rates can vary considerably between insurers.

Drivers who don't shop around may be doing themselves a disservice, and ultimately paying a lot more than they have to for their coverage.

Make sure you shop around for auto insurance quotes to make sure you are getting the coverage you need at the best available price.